FAQs

Auros is a new kind of insurance company designed for and owned by its policyholder members. Managed by a team of industry experts who lead with integrity and passion, Auros protects homeowners and their most valuable assets in some of the most challenging areas in the US.

Auros currently offers homeowners insurance in Mississippi, and will be coming soon to Louisiana and Texas.

Get an Auros quote from our distribution partner SageSure. Find a SageSure representative here.

A reciprocal exchange is a tried-and-true way to structure an insurance company to put members first. In fact, they first got their start in 1881 when dry-good merchants in New York pooled their money together to self-insure. Some of the most trusted names in insurance are also reciprocals: Farmers, USAA, Erie, PURE, to name a few.

When you buy an Auros insurance policy, you (technically) own a small piece of our company. And because reciprocals are member-owned, they are not incentivized to raise prices to increase profits, which generally helps keep premiums down. 

So to recap: you get the star treatment without having to lift a finger. Our management team operates the company to meet our members' needs and expectations, and you don't have to lift a finger. 

Pretty nice deal, right?

Auros has a Financial Stability Rating® of A, Exceptional, from Demotech, an independent financial analysis firm. This rating is based on balance sheet strength, quality and amount of reinsurance, and loss reserve adequacy, and it indicates a financial outlook strong enough to meet claims obligations in a variety of economic scenarios.

Moreover, Demotech ratings are:

• Accepted by mortgage lenders everywhere.

• Common for regional, independent, and specialty insurers.

• A strong prediction of financial stability.

You can report your claim online 24/7 at MySageSure.com.

Need some personalized support? Just a SageSure claims specialist a call at 866-311-7243.